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Middle class Americans are too “rich” for low-income tax credits and too “poor” for billionaire tax loopholes. BUT there are still strategies for you to lower your taxable income, so you keep more of your money at tax time. 1️⃣ You need a 1099 income stream 💸 Even a tiny side-hustle (like consulting, freelance, social media, etc.) unlocks the ability to write off everyday expenses like a portion of your rent, phone bill, wifi, gas, and more, which lowers your taxable income. 2️⃣ Max out your HSA and DO NOT SPEND IT 🏥 Invest that cash instead. It’s the only account that’s triple-tax-free. The government never gets a cut: ❌ not when you put it in ❌ not while it grows ❌ not when you take it out. It’s basically a stealth IRA for the middle class. 3️⃣ If your stocks are down, sell them! 📉 You can use up to $3,000 of those losses to cancel out your actual salary income. It’s one of the few ways to directly lower your taxable income without spending a penny. 👀 And this is literally just the tip of the tax iceberg. Tax laws are complex and change frequently. This video is for general educational purposes and is not specific financial or tax advice. 🔗 If you want personalized tax advice or just want your taxes done right by a licensed pro, hit the link in bio to chat with a Keeper tax pro for free. 👇 Or just drop a question below and we’ll have one of our tax pros reply! credit to @notorious_zng for this great question!
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