Les banques financent… mais pas tout le monde (voici pourquoi) #Entrepreneuriat #BusinessAfrique #Startup #CotedIvoire #civ225🇨🇮

The bank exists, but why is it that the bank doesn't follow the finance law? I don't follow it. I'm going to explain. Second, I tell my students, I tell them, the credit is the credibility. Okay? The credibility is the trust. The trust is the transparency. And you often arrive, it happens to us, if I have 100,000 today, that's what I'm going to do. And because the 100,000 arrive, let's start with the question, "Is it you, the PN, is it sure?" "Is it sure?" As long as we don't have the money, the project that we see is viable. It's good, it's profitable. But when we have another money, we start to fail two times, before 10 meters. The banking is the south, which gives money to someone who doesn't know. And it goes through the base, so the trust that the person has to rebuild. But we rebuild it with what? We rebuild it with emulating the economy. We don't rebuild it with words. We rebuild it because our business is capable of generating, we don't talk about the guarantee, and the guarantee is not the credit. What makes it the credit is the project. Does the project is capable of rebuilding the money? Well, I worked at a 10th anniversary, I looked at the rentability and the banks. What do you see? All the banks are divided. I told you, if the banks don't finance the PME, and which part is divided? But they have what interest? There are PME who are very risky. You see, I told you, if I owe you 100,000, it's not a problem. But when I owe you 100,000, that's what you have for them. It's not me. Because if I tell you that I'm wrong, you're going to marry me. Because I owe you 500,000. So the banks finance. Before coming here, I come to build a project for a PME project. It's a billion. The banks have the financial. The banks finance. But the banks finance the transparency. The problem is the informality. We have a lot of informals. When I say informals, we have to understand the semantic evolution. Because before the informals, it's the one who has no risk of coming. It's the one who has no accountability. It's the one who doesn't suffer from management. But if you don't have that, how do you know how to earn money? How can you tell the bank, how do I earn money? How do I earn money? What am I going to do? I finish this point. There are two weeks. Someone called me. He told me, I have money. I was very well. It's for three years. Very well. The approach is the following. You see, I'm doing a preliminary work, and I'm going to tell you what I'm going to do. And then we go forward. Before we go forward, on the platform, on the online forums, you want to know it in time. I'm going to tell you what I'm going to do. And then I'm going to tell you what I'm going to do. When I go forward, at least I'm going to take you to the station, I'm going to sign it. The client told me, "No, actually, that's not it." I ask the credit to the bank. So I made a new financial state. So I want you to certify this financial state. I'm going to tell you in France it's easy. He told me that he had two financial states. That's right. And the NNN is a financial state for which he pays the taxes. I'm the platform. And the NNN is a financial state for which he is going to look for credit. But when you even, as an entrepreneur, you have two phases. How do you do to convince the banker? For which you finance? So the finance is a consequence. It's not a cause. It's after you have done this job of transparency, this exercise of transparency for an entrepreneur, that the finance will come. And he will come automatically. Well, I can assure you that today he is a bank. In any case, certainly a bank that I know. Because I was with him looking for people to finance. Because it's their job to sell money, to make profit. In any case, the state of which he sees this financial state is committed. Six percent. Six percent doesn't finance. And it costs a bank. You have to give credit to the bank. To develop his business, you have to give credit to NNNNTV to develop his business to be able to earn money. But he will not do it at all costs. He will do it in a way to be able to master his risks. Yes, we don't do it on it. On it. So that's what I want to say. I'm going to say it really. Yeah.