Cuando te llama el banco por tu deuda… te quedas en blanco. Te presionan, te apuran, te hacen sentir que tienes que pagar YA. Pero hay algo que no te dicen: 👉 Tú también tienes el control de esa conversación. No respondas desde el miedo. No aceptes lo primero que te dicen. Y sobre todo… nunca prometas algo que no puedes cumplir. Porque una mala respuesta… puede costarte mucho más dinero del que debes. 💬 Aprende qué decir… antes de contestar. #DeudasPeru #Cobranza #FinanzasPersonales #Bancos #Deudas

Do you not know what to say when they call you for your debt? That silence costs you thousands of hours. You don't say I don't have money. You lose everything you can. You don't need to negotiate. You have strategy. You never accept the first offer you give. The bank always has a margin to pay more. You always ask the total and the real cup. You look for discounts that go down to the capital you owe. If your debt has a lawyer, you have a advantage. They bought you a cheap one and they will accept you much less. You can ask hard wages if you negotiate with the student. But you don't promise to pay what you don't have. Go to a fixed payment in worse your situation. Just sign when you are 100% sure. All according to must be written in a mail. You don't accept promises of words of any buyer. Without a firm paper, the bank can change everything. Look who reports your debt in risks. So you will know who you can negotiate. The one who asks and pays, always pays less. You don't let the pressure drop your money. You will let them put the rules. And now I teach you how to offer your debt to yourself.