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These are the four ETFs that will retire me in 12 years. If you're new here, hi, I'm Morgan. I have over $1 million invested in the stock market at 37. And I'm on a mission to help you get better with your money, so if that's your gonna thing, make sure to follow along for more. The first is VTI. This is the core position in my portfolio. VTI holds essentially the entire US stock market, including large mid-small and micro-cap companies for broad domestic diversification in a single fund. Next is VOO. VO tracks the S&P 500, giving additional exposure to about 500 of the largest US companies, which makes up roughly 80% of the US stock market. Third is VX US. VX US covers stocks outside of the US, cross developing, and emerging market that gets me global diversification. And lastly is VGT. VGT is a sector fund focusing only on US tech companies, so it's more concentrated and volatile than the broad market funds, and heavily weighted towards giants like Apple, Microsoft, and the video. Remember, I am not a financial advisor, and all investing carries risks, so make sure to consult with a licensed professional if you are looking for personalized investment advice. If this video was helpful for you, save it for later, and follow for more practical many tips from me.