#greenscreen #fatfireclub #financialliteracy #emoney #education #money #success #PersonalFinance #moneytok #retirement #retire #wealth #rich #passiveincome #passivecashflow #cashflow #retire #retirement #stocks #realestate #millionaire I teach you to have more money. My name is Jim and I am a Lazy Canadian millionaire investor in U.S. real estate and U.S. stocks | Education. Not advice | Seen on NBC, TVO, Globe and Mail, The Toronto Star, Financial Post & MoneySense magazine. 430,000+ supporters on TikTok 80,000+ supporters on Instagram 12,000+ supporters on X If you want to work rich instead of work hard I write a newsletter to 20,000+ people every month that teaches you how to use money to work for you to escape the rat race. You can sign up here: FatFIREClub.com/5ways Education. Not advice. Consult your financial adviser. Past performance is no guarantee of future results. No offer. Not a solicitation to buy or sell any asset or asset class. There is no “investment opportunity.” All investing is subject to risk including the possible loss of the money you invest.

Happy New Year, City Group is terminating 20,000 employees. Amazon, Google, still cutting here are top 10 things you need to understand about corporate. Performance reviews don't matter, never did, never will. They serve two purposes, number one, to tell you why you don't deserve more money. And number two, a document to use when they need to terminate you. Like right now. Two, you will never be paid more money. Your compensation has been budgeted a year ago. You're not overachieving anything. Two reasons, 99% of employees will never leave, so there's no reason to pay them more. Two, extra money goes to owners and shareholders, not you, you're just a worker. Employee awards are worthless, they're made from $40 of glass and steel, but once they engrave your name on it, it's worth 95 cents. Salary is the drug they pay you so you forget about freedom and independence. They hook you, you're addicted, you can't escape. Job titles don't matter, they are there to appeal to your ego so that you feel better about sacrificing your life for a salary. Companies know they can save money because employees will forfeit more money just to get a better title. Accomplishments in your role don't matter, a new company won't really care and your old company? Well, they just can do. HR is not your friend, I don't know why people need to hear this. You don't pay HR, HR doesn't work for you. They are there to limit the liability for the corporation. Never, ever assume that anything you tell HR is confidential or anonymous. I think city group employees have figured this one out as HR is walking them out the door. You don't have coworker friends, you have friendly coworkers, learn the difference. Once you're terminated, it's everybody for themselves. No one's helping you, you're on your own. You are not indispensable. Saying the company would need to hire three people to replace you is not a flex. It just means you're underpaid. Management hires and promotes those that they know and they like. Going above and beyond working hard is not the point. If you are friends with senior management, you will get whatever you want. Saying that you've been at the same company for 15 years means you're underpaid and someone younger than you with your skill set is getting paid more than you. I don't know why this still needs to be said, but job security doesn't exist. Worker saying, keep your head down, keep a low profile, as if job security depends on that. Job security doesn't exist. Even seven-year-olds know that Santa's fake and you've got 40-year-olds thinking job security is a thing? Come on. Aren't you glad I was there to tell you these things? Your parents and teachers must have forgot. Good luck, take care.