Your Social Security income isn't too small. It's just worth less in America than it is elsewhere. That's the difference between retiring in poverty and retiring comfortably. Retirees in the US are stretching $1,500-1,800/month Social Security checks to cover rent that costs $1,200+, healthcare with $500+ monthly premiums, and groceries that keep getting more expensive. There's nothing left. Retirement life becomes survival mode with less stress than working, but not by much. But that same $1,500/month in countries with lower cost of living? Rent: $400-600/month for a comfortable place Healthcare: $50-150/month, sometimes less Groceries: $200-300/month for fresh, quality food Left over: Actual discretionary income for travel, hobbies, enjoying retirement The income didn't change. The expenses did. And when expenses drop by 60-70%, your fixed income suddenly becomes enough. That's not a fantasy. That's just math in a different economic context. Link in bio if you're ready to retire on what you actually have instead of waiting for money you'll never save. ๐๐บ๐ธ #creatorsearchinsights
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Did you know you could retire abroad with your social security income? A lot of people think that they have to stay in the United States because they're collecting social security, but that's not true. In fact, there are 17 countries where you can move abroad with your social security income if it's less than $1,500 US dollars. And I just picked that amount because the average social security payment is about $1,800. So there are places that you can move abroad with the average amount of social security. And if you earn even more, there are more options than that. If you're interested in those 17 countries, I will put a list at the end so that you can screenshot it of where you can go on less than $1,500. But retirement income in general is a very coveted type of income to move abroad with because they know that you're going to move there and not take any jobs away from the locals. All you're there to do is infuse cash into the society by going to live there, spend money on food and rent, and you're just helping their economy without taking anything away from it. One of the best things about retirement life with your social security abroad is that American dollars go much further in a lot of these countries, especially these ones I'm going to list at the end because those countries have a much lower cost of living. Now they don't necessarily have a much lower cost of living for the locals. Like the locals earn a lower wage and therefore it is a stretch for them to do certain things that you're going to take your American dollars and go do easily. But it has a lower cost of living for you because their wages are so much lower. So you're bringing in the American dollars and you're able to spend those and get a lot more for your money than you would in the United States. So your retirement will be much more comfortable than it would be in Arizona or Florida if you choose somewhere like Nicaragua where you can just spend that money and have it go much much further. If you're looking to retire and you want to know where you're qualified to live with your retirement income, book an exit plan consultation and I will help you understand what your visa options are worldwide so that you can take those funds and go have a relaxing retirement after all of those years of work, you can go live somewhere where your life can be very comfortable instead of just barely surviving in the United States. And here's that list of 17 countries where you can live on $1,500 or less.
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The life you've built in America isn't the life you wanted. It's the life you could scrape together under constraints of: wages that don't cover basics, healthcare tied to employment, housing costs consuming half your income, constant financial stress, survival mode as default state. You didn't choose misery. You chose best option available within impossible constraints. But those constraints are geographic. Change geography, change constraints, change what's possible. The apartment you can barely afford in America becomes the nice place with breathing room abroad. The paycheck that barely covers survival in America becomes the income that allows saving abroad. The constant stress about one emergency destroying you financially becomes manageable situation where emergencies are expensive but not catastrophic. Same income. Same skills. Same person. Different location. Completely different life. You're not stuck because you lack resources. You're stuck because resources you have don't work in location you're in. Move those resources to location where they work better, and you're not stuck anymore. But moving requires: tolerating uncertainty about how things will work out, being uncomfortable while figuring out new systems, releasing familiar patterns even when familiar is miserable, trusting you can build better life from scratch. Most people choose familiar misery over unfamiliar uncertainty. Devil you know feels safer than devil you don't, even when devil you know is grinding you down. This is why people stay in: jobs they hate, relationships that don't work, locations that don't serve them, lives that feel like slow suffocation. Because at least they know how to survive current misery. Unknown is terrifying even when unknown might be better. But what if you're not choosing between misery and uncertainty? What if you're choosing between: familiar misery that will continue indefinitely, or temporary uncertainty that leads to actually building life you want? When you're in survival mode, you're making choices based on: what's cheapest, what's fastest, what gets you through next month, what keeps crisis at bay. Not what you actually want. What you can manage given constraints. Those choices compound into life that doesn't reflect your preferences. Reflects what you could piece together while drowning. But when you move somewhere your income works better, you're not in survival mode anymore. You have breathing room to choose based on: what you actually want, what serves your family, what creates life you're proud of. That's not small difference. That's the difference between life you're enduring and life you're choosing. Living in America isn't default you're stuck with. It's choice you're making every day by not choosing differently. And choosing differently is available to you. Link in bio for people ready to choose. What would you choose if survival wasn't consuming all your energy? ๐๐บ๐ธ