Replying to @onyx_mothman You can't pay your bills in America. That doesn't mean you can't pay bills anywhere. The confusion is thinking: American bills PLUS new country bills = impossible. The reality is: you REPLACE American bills with new country bills. And the new bills are a fraction of what you're paying now. You don't keep your $1,800 rent and add $1,000 international rent. You replace $1,800 rent with $500 rent. You don't keep your $600 health insurance and add international healthcare. You replace $600/month with $50/month or $0 with national healthcare. You don't keep your $1,500 childcare and add international childcare. You eliminate it because you work from home or it costs $150/month. The bills crushing you in America are uniquely American problems. Inflated healthcare. Absurd rent. Childcare that costs more than college tuition. Those expenses don't exist at those levels internationally. You're not doubling costs. You're cutting them by 50-70%. If you can barely pay bills in America, moving abroad isn't adding financial stress. It's removing it. Link in bio when you're ready to swap unaffordable systems for functional ones. 🆘🇺🇸
@nomadveronicaTranscript
One thing I noticed about people who are having financial concerns about moving abroad is that they seem to think they need to be able to take care of their bills that exist in the United States at the same time that they're taking care of the expenses for the new place. This idea of I can barely pay my bills makes me believe that this person thinks that the expenses that exist in America have some relationship to the expenses that exist abroad. And they do not. Expenses abroad are a totally different animal because United States dollars, assuming you can earn United States dollars with remote income, passive income or retirement income, that money looks very different when you take it abroad because the expenses that you're used to having in the United States, many of them do not translate to the new place. For example, your health care costs will go down so significantly it'll make your head spin. You will not have expenses like child care costs in the same way that you would in the United States. There is some cost but it is nothing compared to what you're used to in the United States. So the bills that you are accustomed to paying in the United States, that money is struggling to fulfill those needs. Because of the way budgets have shifted over the years in the United States, a lot of those expenses are just really isolated to the United States. And if you were to take that money and go abroad, your finances would look significantly different. You might think, gosh, there's nothing in my area to rent less than $1,500, whereas you can get a nice place in the other country for $600 US dollars. That changes the dynamics of your money so significantly. So if you're wondering how do you make that transition from American money and American bills to American money to the new country, you got to do a couple of things that might be a little uncomfortable. First, you got to slash your expenses in America. You got to maybe live in a place that is not so happy. You got to make sure that you are living at the bottom of your means. And you have to increase your income at the same time. You have to save money and make more money in order to potentially have sort of an uncomfortable season of your life to be able to make that transition so that you aren't feeling like you literally have $0 at the end of every single month. You need to have some wiggle room to be able to get the plane ticket or get that first month rent in the new place so that transition time is going to require maybe some discomfort on your part while you make that transition to the new country.
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The life you've built in America isn't the life you wanted. It's the life you could scrape together under constraints of: wages that don't cover basics, healthcare tied to employment, housing costs consuming half your income, constant financial stress, survival mode as default state. You didn't choose misery. You chose best option available within impossible constraints. But those constraints are geographic. Change geography, change constraints, change what's possible. The apartment you can barely afford in America becomes the nice place with breathing room abroad. The paycheck that barely covers survival in America becomes the income that allows saving abroad. The constant stress about one emergency destroying you financially becomes manageable situation where emergencies are expensive but not catastrophic. Same income. Same skills. Same person. Different location. Completely different life. You're not stuck because you lack resources. You're stuck because resources you have don't work in location you're in. Move those resources to location where they work better, and you're not stuck anymore. But moving requires: tolerating uncertainty about how things will work out, being uncomfortable while figuring out new systems, releasing familiar patterns even when familiar is miserable, trusting you can build better life from scratch. Most people choose familiar misery over unfamiliar uncertainty. Devil you know feels safer than devil you don't, even when devil you know is grinding you down. This is why people stay in: jobs they hate, relationships that don't work, locations that don't serve them, lives that feel like slow suffocation. Because at least they know how to survive current misery. Unknown is terrifying even when unknown might be better. But what if you're not choosing between misery and uncertainty? What if you're choosing between: familiar misery that will continue indefinitely, or temporary uncertainty that leads to actually building life you want? When you're in survival mode, you're making choices based on: what's cheapest, what's fastest, what gets you through next month, what keeps crisis at bay. Not what you actually want. What you can manage given constraints. Those choices compound into life that doesn't reflect your preferences. Reflects what you could piece together while drowning. But when you move somewhere your income works better, you're not in survival mode anymore. You have breathing room to choose based on: what you actually want, what serves your family, what creates life you're proud of. That's not small difference. That's the difference between life you're enduring and life you're choosing. Living in America isn't default you're stuck with. It's choice you're making every day by not choosing differently. And choosing differently is available to you. Link in bio for people ready to choose. What would you choose if survival wasn't consuming all your energy? 🆘🇺🇸