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Replying to @theneauxexperience Americans think they need massive income to afford Europe because they're calculating European cost of living using American expense structure, which is backwards. The reason Americans feel broke isn't because they don't earn enough. It's because American life comes with mandatory expenses that consume income before you even get to basics like housing and food. Before American paycheck reaches rent, it's already been depleted by: health insurance premiums, student loan payments, car payments and insurance, childcare costs, retirement contributions because no pension exists, emergency fund because no safety net exists. What's left after those mandatory extractions is what you're trying to live on. And it's not enough. So you assume you'd need way more money to live in Europe where things seem expensive. But Europeans aren't paying those things. Their paycheck isn't being extracted before it reaches them. They're not: paying $500/month health insurance, paying $400/month student loans, paying $600/month car costs because they don't need cars, paying $1,200/month childcare. Remove those from budget and suddenly income that felt inadequate in America becomes comfortable in Europe. Not because Europe is cheaper across the board. Because expense categories that consume American income don't exist or cost fraction of American price. This is why visa programs in European countries set income thresholds around โ‚ฌ1,500-2,000/month. Not because they think that's poverty level. Because that's genuinely livable income when you're not also hemorrhaging money on American-specific expense categories. Americans look at that threshold and think "I can't even pay my rent on that." Correct. In America. Because American rent is subsidizing: lack of public transportation, car-dependent infrastructure, healthcare tied to employment, education funding through property taxes. You're not just paying for housing. You're paying for all the infrastructure failures baked into what housing costs in car-dependent, service-poor, safety-net-absent American location. European housing costs less because: public transit reduces car dependency, healthcare isn't tied to location, schools funded nationally not by local property values, density reduces infrastructure costs per person. The average European isn't making six figures. They're making modest income that covers: housing, food, transportation, healthcare, education, recreation, savings. Because those things cost what they actually cost, not inflated American prices. Americans can't conceptualize this because only reference point is American expense structure where modest income leaves you broke. So you assume living well requires high income everywhere. But well-being isn't determined by income level. It's determined by relationship between income and expenses. Most countries have better relationship than America does. This is why Americans moving to Europe on same income they had in America describe feeling wealthy for first time. Income didn't change. Expenses did. Dramatically. Link in bio for people whose "Europe money" fears are based on American expense math that doesn't apply. What expense would disappear from your budget if you lived in Europe? ๐Ÿ†˜๐Ÿ‡บ๐Ÿ‡ธ

@nomadveronica
375 views22 likes2:37ENMay 31, 2026
423 words2246 characters15 sentencesReadability: High School

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A lot of people think like this commenter that every city in Europe is super expensive and that you need Europe money in order to move to Europe because everyone seems to think that you're only going to move to Paris or Rome or London and that's just not the case. The vast majority of people who live in Europe do not live in one of those major cities that the costs are significantly higher. You're going to save a lot of money if you just choose a suburb that you've never heard of and live where most of the locals live instead of that major tourist centric city in each individual country. So while the Europe money idea is probably true if you're going to come as a tourist because you could definitely spend Bugo Bucks over in Europe as a tourist. The reality is if you're moving here to live here you don't need nearly as much money and I think that that is evidenced by the fact that to qualify for some of these visas you don't need very much money. So if you're looking at visas for France for example they only require you to have around 1500 euro to move here so that shows you that they think you can survive off of that amount of money. But can you survive with a view of the Eiffel Tower in Paris? No. But you can definitely survive in the country of France off of significantly less money than what you think. The average rent payment is more than $1500 in the US so you can survive totally in France for less than the average rent payment. So it's a matter of priorities and things look very different in terms of budget when you move to Europe because you're not paying the crazy healthcare costs, the crazy childcare costs, those big budget things don't exist. I mean the Europeans are not in college debt so they're not paying for their student loans for 20 years sucking up part of their income for all of those years. It's definitely a shift in perspective and understanding that your rent is not going to be as expensive. Your healthcare is not going to be a major bill that you're going to have to pay. So yeah you don't really need Europe money like you're thinking you just need a reasonable salary and then you can come live a good, comfortable life abroad and not have the chaos of the United States surrounding you.

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